What Huma does is not complicated; in simple terms, it is to reconstruct those low-efficiency and high-cost links in traditional finance using blockchain, such as cross-border payments and financing for small and medium-sized enterprises. It has created a system called PayFi, which combines six components: payment, currency, custody, financing, compliance, and applications to work in coordination. So far, it has processed $4.5 billion in transactions with zero defaults, which is a pretty good start.

The $HUMA token, as the core of the entire ecosystem, is used for governance and also serves as liquidity incentives, and the mechanism design is quite solid.
What's more worth mentioning is that it is built on Solana. Solana is well-known for its fast speed and low fees, making it particularly suitable for high-frequency and small-value real-time payment scenarios. Since its launch in 2024, Huma has processed a large number of transactions, and liquidity providers can achieve double-digit returns, demonstrating quite stable performance.
Borrowing from Sola