Mutuum Finance (MUTM) Could Quietly 10X as Bitcoin (BTC) ETFs Pull in $1.2 Billion, Early Buyers Already Up 200%

Bitcoin (BTC) exchange-traded funds (ETFs) recorded a record-breaking $1.2 billion in net inflows on July 10, 2025, the highest since November 7, 2024. BlackRock’s iShares Bitcoin (BTC) Trust (IBIT) led with $445.47M, followed by Fidelity’s FBTC ($324.34M) and ARK 21Shares’ ARKB ($268.7M). This surge, amid Bitcoin (BTC)’s price stabilizing at ~$108K, reflects strong institutional and retail investor confidence, driven by easing U.S.-BRICS trade tensions and optimism around potential Federal Reserve rate cuts.

The massive ETF inflows bolster Bitcoin (BTC)’s safe-haven status, potentially lifting altcoins like ETH and SOL in crypto markets. In stocks, blockchain and fintech firms may see gains, though tariff-related volatility persists. In forex, a stronger dollar could cap crypto gains, but sustained ETF demand and institutional adoption (e.g., MicroStrategy’s $3B BTC holdings) could drive Bitcoin (BTC) toward $110K–$120K, reinforcing its market dominance.

Mutuum Finance (MUTM)’s Real Yield, Real Assets, Full Control

With over $1.2 billion flowing into Bitcoin (BTC) ETFs in just a few weeks, crypto sentiment is once again turning bullish. But while the headlines focus on Bitcoin (BTC) and Ethereum, the real gems are forming beneath the surface. Mutuum Finance (MUTM), a decentralized finance protocol still in its presale phase, is gaining serious traction—and early backers are already seeing returns of up to 200%. Those who bought in at $0.01 during Phase 1 are now holding tokens worth $0.03 in Phase 5, and the next price jump is locked in at $0.035. The question now is: how long before the rest of the market catches on?

Mutuum Finance (MUTM) will introduce a Peer-to-Contract (P2C) lending system where users supply assets like LINK, USDT, or ETH into smart contracts and earn passive income. These assets are then made available to borrowers who must provide overcollateralized positions, ensuring system solvency and safety. The interest rates will adjust dynamically based on pool utilization—creating a market-driven balance of supply and demand.

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A user who supplies 1,000 LINK, valued at approximately $15,000, into a lending pool will be able to earn a 9.1% APY. This is made possible by borrower demand, particularly when someone uses the pool to borrow against SOL at an 80% loan-to-value ratio. That results in $1,300 per year in passive income, all while the original LINK remains intact and exposed to price appreciation. Depositors will receive mtTokens in return—ERC-20 compliant tokens that represent both their share in the pool and the growing interest over time.

In parallel, the Peer-to-Peer (P2P) model on Mutuum Finance (MUTM) is being designed for more volatile or unconventional tokens, such as meme coins. Instead of relying on a shared pool, users will negotiate terms directly. A SHIB holder, for instance, will be able to lock 1 million tokens—currently worth about $17,000—and borrow 10,000 USDC at an interest rate of 6.5%. Since the loan terms are fully customizable, this user can choose to repay the debt early and reduce interest, all without any intermediaries or platform bias.

This level of flexibility, combined with overcollateralized loan structures and smart contract automation, sets Mutuum Finance (MUTM) apart from traditional DeFi projects. It will provide users with full control of their deposits, allowing them to earn or borrow on their own terms while avoiding custodial risk.

Presale Momentum and Growing Trust

With the presale in Phase 5, Mutuum Finance (MUTM) has already raised $12.2 million. Tokens are currently priced at $0.03, and more than 73% of the current phase’s allocation has already been sold. Over 13,100 holders have joined so far, anticipating the next price increase to $0.035. As the token prepares for its eventual listing at $0.06, those entering now are still looking at a 2x upside on launch day—and that’s before factoring in long-term projections.

To reinforce platform security and earn developer trust, Mutuum Finance (MUTM) has launched a $50,000 Bug Bounty Program in collaboration with CertiK. The bounty is split into four severity levels, encouraging ethical hackers to test every layer of the platform’s code before full deployment. This open, transparent approach aims to build confidence while strengthening core infrastructure.

At the same time, the team is celebrating its early community with a $100,000 giveaway. Ten winners will be selected to receive $10,000 worth of MUTM tokens each—a gesture of appreciation toward those who believed in the project early and helped drive momentum.

DeFi growth is returning, and it won’t be long before institutional money begins exploring beyond Bitcoin (BTC) and Ethereum (ETH). Smart investors are already hunting for undervalued projects with strong utility and sound economics. A $5,000 investment in Phase 1 of Mutuum Finance (MUTM) is now worth $15,000. Once the token hits its listing price of $0.06, that same investment will reach $30,000. And with analysts projecting a rise to $0.12 or even $0.15 by 2026, the numbers speak for themselves—10x returns are absolutely on the table.

Mutuum Finance (MUTM) is still flying under the radar, but for those paying attention, this is the calm before the storm. When the platform goes live and utility meets demand, today’s price will look like a bargain. Don’t be the one reading about it in hindsight.

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Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses.