MVL/USDC Vault on Morpho

"Title: Pioneering Peer-to-Peer Lending in the DeFi Revolution" "Written by: Paul Veradittakit, Partner at Pantera Capital" Compiled by: Chris, Techub News Morpho is surpassing traditional protocols such as Compound and changing the DeFi landscape, showcasing the power of its innovative lending model. Initially using Morpho Optimizers for direct peer-to-peer credit limits, Morpho has now expanded to include Morpho Blue, which adopts a point-to-pool model that combines the best of both worlds to improve efficiency.

The first-generation DeFi with the first-mover advantage is still evolving.

Market Outlook for VC in 2025 from the Perspective of Encryption With the New Year approaching, the encryption industry is ushering in new development opportunities. In 2024, the market experienced recovery, innovation, and adjustment, further solidifying the position of leading projects, while emerging tracks quietly rose. As a barometer of industry development, VC not only witnessed market changes but also shaped the direction of the industry at the intersection of capital, community, and technology. Standing at the starting point of 2025, we have invited several top VCs to share their observations and thoughts on the encryption industry. They reviewed the highlights of the past year, analyzed the current market opportunities and challenges, and made predictions about future development trends. In this rapidly changing field, which projects and sectors are becoming the focus of VCs? Let us delve into the VC perspective and explore the future landscape of the encryption industry. The most impressive projects of 2024 In the past year, the encryption industry has experienced a dual effect of market recovery and technological innovation.

RWA track development accelerates: new public chains, asset competition and institutional get on board Recently, the real-world asset tokenization (RWA) sector has seen several important developments, involving innovations in public chains, tokenization competitions, the mortgage-backed securities market, and real estate tokenization. As of March 25, the total value of on-chain physical assets has reached $19.53 billion, an increase of 108% compared to the same period last year. Among them, the Ethereum network ranks first with a total value of $5.01 billion, followed closely by ZKsync Era and Algorand.

2025 Crypto Market Outlook: 4 Major Scenarios and 11 Predictions Since the beginning of 2024, the crypto market has experienced a significant upward cycle. From the launch of a certain ETF product on January 10, to Bitcoin reaching an all-time high, and then the arrival of altcoin season, the market has entered a volatile second and third quarter of 2024. Bitcoin has successively broken through the $50,000 and $60,000 thresholds, and is currently hovering around $90,000. It is worth noting that the altcoin market often starts when Bitcoin reaches a peak. The first wave occurred when Bitcoin was close to 69,000 USD, although it did not effectively break through; the next wave may come when Bitcoin attempts to reach 100,000 USD. The next round of altcoin market trends is expected to emerge after Bitcoin stabilizes at $100,000, likely occurring in the first quarter of 2025. However, the following months may also see a repeat of the situations in the second and third quarters of 2024. Here are four possible scenarios that may arise: