Here’s How Many XRP Tokens You Need to Be a Top 1% or Top 10% Holder

The XRP price “flirted” with the $3.00 mark today but got rejected there. However, we don’t want to talk about the price today – you probably have enough of that already. Instead, we’d like to focus on a recent viral video from Cheeky Crypto on YouTube, where he explained how many XRP tokens you need to be considered a top holder.

It’s not just clickbait; the video actually dives into the numbers and gives some eye-opening context on how rare XRP holders really are.

In the video, Cheeky Crypto says that to be in the top 10% of XRP holders, you need at least 2,486 tokens. With today’s XRP price sitting at $2.94, that would cost you about $7,308.

That number has gone up quickly – just a year ago, it cost around $1,500 to hold that much XRP. As more people buy in and the price goes up, it’s becoming more expensive to reach the top ranks.

If you want to go higher, it gets a lot harder. To make it into the top 5%, you’d need 8,758 XRP, or around $25,755. And if you’re aiming for the top 1%, you’d need a massive 50,637 XRP, which would set you back about $148,873. That’s a serious investment.

Cheeky Crypto makes it clear that he’s not giving financial advice – he’s just showing how the XRP “rich list” works and how rare certain holdings really are.

One of the most surprising points in the video is just how few people actually own XRP in meaningful amounts. There are over 6 million XRP wallets, but many are inactive, duplicates, or empty.

Once you filter those out, it’s likely that fewer than 1 million people really hold XRP. So if you own even a few thousand tokens, you’re already in a very small group globally.

The video also talks about the importance of self-custody. Keeping your XRP on an exchange might seem easy, but it’s not the safest option. If the exchange gets hacked or freezes your account, you could lose access to your funds.

That’s why the host recommends using a cold wallet, where you control the private keys. He compares leaving your crypto on an exchange to parking a luxury car in a public lot with the keys inside. It might be convenient, but it’s not smart in the long run.

Another big point from the video is that the XRP leaderboard is always changing. As more people buy XRP and the price goes up, it becomes harder to stay in the top percentiles.

It’s like climbing a sand dune during a windstorm – every time you take a step, the ground shifts under you. If you want to reach a high rank on the leaderboard, it might be better to act sooner rather than later, before the bar moves higher again.

Read also: Here’s the XRP Price If Every Major Bank Starts Using Ripple for Cross-Border Payments

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